Injured In A Car Accident In Texas?
If you were injured in a car accident in Texas, you may be entitled to significant compensation for your medical bills, lost wages, and pain and suffering—and Rad Law Firm is ready right now to fight for every dollar you deserve.
Injured in Dallas, Fort Worth, or anywhere in Texas? Call Rad Law Firm at 972-661-1111 today for a free consultation. You pay no fees unless we win your case.
Here’s Exactly What to Do Next
A serious car accident can flip your life upside down in seconds. One minute you’re driving on I-35, LBJ Freeway, or a neighborhood street in Dallas or Fort Worth. The next minute you’re in pain, your car is wrecked, and the insurance company is already calling—trying to protect their money, not your future.
This guide is written by Rad Law Firm, a Texas personal injury law firm that fights for injured people in Dallas–Fort Worth and across the entire State of Texas. Our goal is simple:
Protect your rights. Maximize your compensation. Take the stress off your shoulders.
Below, you’ll find a step-by-step guide, clear explanations of Texas car accident laws, and answers to common questions injured drivers and passengers ask after a crash.
What to Do Right Now After a Texas Car Accident
If you remember nothing else, remember this simple checklist:
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Get medical care immediately – Even if you “feel okay,” get checked out the same day.
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Call 911 and get a police report – Don’t skip this, even for “minor” crashes.
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Document everything – Photos, videos, witness names, license plates, tow info.
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Do NOT give a recorded statement to any insurance company before talking to a lawyer.
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Call Rad Law Firm at 972-661-1111 – Let us deal with the insurance company while you focus on healing.
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Follow your doctor’s orders and keep all appointments.
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Avoid social media posts about the accident, your injuries, or your case.
The sooner you call an experienced Texas car accident lawyer, the stronger your case can be.
Step 1 – Get Medical Care Immediately (Even If You Feel “Fine”)
After a crash, adrenaline can mask serious injuries. Many people walk away from the scene, only to wake up the next day with neck pain, back pain, headaches, numbness, or dizziness.
Getting medical care immediately is critical because:
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It protects your health – Some injuries (like traumatic brain injuries, internal bleeding, or spinal damage) may not show symptoms right away.
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It creates a medical record – Insurance companies look for “gaps in treatment” to argue you weren’t really hurt.
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It helps your lawyer prove the crash caused your injuries, not something else.
Common post-accident symptoms you should never ignore:
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Headaches or pressure in the head
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Neck stiffness, whiplash, or limited range of motion
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Low back pain or shooting pain down legs
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Dizziness, confusion, or memory problems
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Numbness, tingling, or weakness in arms or legs
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Chest pain or difficulty breathing
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Abdominal pain or bruising
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Anxiety, nightmares, or trouble sleeping
If you feel any of these, go to the ER, urgent care, or your doctor right away—then call Rad Law Firm so we can protect your claim.
Call Rad Law Firm now at 972-661-1111. We’ll explain your rights in plain English and help you line up the medical care you need.
Step 2 – Protect Your Claim at the Scene of the Crash
If it’s safe and you’re physically able, try to collect as much information as possible at the scene (or ask someone you trust to help).
Information to Gather
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Names, phone numbers, and addresses of all drivers involved
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License plate numbers and driver’s license info
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Insurance company and policy numbers for each driver
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Names and contact information for any witnesses
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Police officer’s name, badge number, and report number
Photos and Video to Take
Use your phone to capture:
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Damage to all vehicles (close-up and wide shots)
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Skid marks, debris, broken glass, or fallen car parts
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Road conditions (wet, construction, potholes, poor signage, etc.)
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Traffic lights, stop signs, or obstructions
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Your visible injuries (bruises, cuts, swelling)
These details can be powerful evidence later, especially when insurance companies try to minimize your injuries or blame you.
Step 3 – Report the Accident and Be Careful With Insurance
Call 911 and Make Sure a Police Report Is Filed
In Texas, you must report an accident to law enforcement if there are injuries, fatalities, or significant property damage. A police report creates an official record of:
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Who was involved
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Where and when the crash happened
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Initial observations about fault
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Witness statements
Later, your attorney can use the report as evidence and to track down witnesses.
Notify Your Insurance Company (But Don’t Overshare)
You typically need to notify your own insurance company within a reasonable time. However:
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Keep your comments brief and factual.
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Do not guess about speeds, distances, or injuries.
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Do not say “I’m fine” or “I’m not hurt” early on.
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Do not agree to a recorded statement without speaking to a lawyer first.
Insurance adjusters are trained to protect their company—not you. They may sound friendly, but their job is to pay as little as possible.
Before you talk to the other driver’s insurance company, call Rad Law Firm at 972-661-1111. We deal with the adjusters so you don’t have to.
Who Pays for My Injuries After a Car Accident in Texas?
Texas is an at-fault state. That means the driver who caused the crash (and their insurance company) is generally responsible for paying for your damages.
Texas Minimum Liability Insurance
Texas law requires drivers to carry at least 30/60/25 liability coverage—
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$30,000 for bodily injury per person
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$60,000 per accident
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$25,000 for property damage
This is the minimum, not the maximum you can recover; it’s simply the minimum the at-fault driver must carry under Texas law.Texas Department of Insurance
Unfortunately, many serious injury cases are worth far more than these minimum limits.
Other Possible Sources of Recovery
Depending on your situation, compensation may come from:
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The at-fault driver’s liability insurance
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Your own UM/UIM coverage (uninsured/underinsured motorist)
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Personal Injury Protection (PIP) or MedPay if included in your policy
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Employer insurance if you were on the job (commercial vehicle, company car, delivery driver, etc.)
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A bar, restaurant, or business in certain drunk driving cases (dram shop claims)
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A government entity if dangerous road design or lack of maintenance contributed (these cases have special notice deadlines)
A seasoned Texas car accident lawyer will investigate every possible source of insurance and coverage—so you’re not leaving money on the table.
Texas Car Accident Laws You Need to Know
Understanding a few key Texas laws can help you see why calling a lawyer quickly is so important.
The Texas Statute of Limitations – Strict 2-Year Deadline
In most Texas car accident cases, you have two years from the date of the crash to file a personal injury lawsuit.
If you miss this deadline, you can lose your right to recover anything—no matter how badly you were hurt or how clear the other driver’s fault is.
Some situations (like claims involving minors, government entities, or injuries discovered later) may have special rules, but you should assume the clock is already ticking from day one.
Government Entity Claims – Much Shorter Notice
If your crash involved a city vehicle, county vehicle, police car, or other government entity, you may have to provide formal notice within about 180 days, sometimes even sooner, depending on the city or agency.
Waiting too long can destroy these claims, even if you are clearly injured.
Texas Modified Comparative Negligence – The 51% Rule
Texas follows a modified comparative negligence rule. In simple terms:
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If you are less than 51% at fault, you can still recover money, but your award is reduced by your percentage of fault.
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If you are 51% or more at fault, you cannot recover compensation.
Example:
If a jury finds your damages are $100,000 and you are 20% at fault, your recovery would typically be reduced to $80,000. If they find you 55% at fault, you get nothing.
Insurance companies love this rule because they try to push blame onto you. Rad Law Firm pushes back hard—we gather evidence to show what really happened and fight to keep your percentage of fault as low as possible.
What Is My Texas Car Accident Case Worth?
There is no one-size-fits-all number. Every case is different. But here’s what goes into the value of a Texas car accident claim.
Economic Damages (Financial Losses)
These are your out-of-pocket costs, past and future:
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Emergency room and hospital bills
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Doctor visits and specialist care
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Surgery, injections, and medical procedures
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Physical therapy, chiropractic treatment, and rehab
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Prescription medication and medical equipment
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Lost wages and reduced earning capacity
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Damage to your vehicle and personal property
Non-Economic Damages (Human Losses)
These cover the human side of what you’ve been through:
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Pain and suffering
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Physical limitations and loss of mobility
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Emotional distress, anxiety, PTSD, or depression
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Loss of enjoyment of life (things you can’t do anymore)
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Scarring, disfigurement, or permanent impairment
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Impact on your relationships and family life
Aggravating Factors That May Increase Case Value
Certain facts can dramatically increase the value of a case, such as:
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The at-fault driver was drunk or drug-impaired
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The driver was texting, speeding excessively, racing, or road-raging
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A commercial or company vehicle (delivery, rideshare, work truck, etc.) was involved
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Multiple vehicles or multiple injured victims are involved
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You suffered catastrophic injuries (spinal cord injury, TBI, amputation, serious fractures, severe burns)
The best way to get a realistic range for your case is to speak directly with an attorney who handles Texas car crashes every day.
Call Rad Law Firm at 972-661-1111 for a free, confidential case evaluation. We’ll review your injuries, your medical records, and the insurance policies involved—and fight to maximize every category of damages available.
Common Injuries After a Texas Car Accident
Car accidents on Texas highways, city streets, or rural roads can cause a wide range of injuries. Some are obvious immediately. Others slowly get worse over days or weeks.
Frequent Car Accident Injuries We See
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Whiplash and soft tissue injuries (neck, back, shoulder strains and sprains)
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Herniated or bulging discs in the neck or lower back
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Concussions and traumatic brain injuries (TBI)
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Fractures and broken bones in arms, legs, ribs, or pelvis
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Knee and shoulder injuries (torn ligaments, meniscus, rotator cuff)
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Spinal cord injuries and nerve damage
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Internal organ damage and internal bleeding
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Lacerations, bruising, and scarring
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Psychological trauma (fear of driving, anxiety, PTSD)
Even a so-called “minor” collision can cause serious, lingering problems. Don’t let an insurance adjuster tell you your injuries are no big deal.
What Rad Law Firm Does for Texas Car Accident Victims
When you hire Rad Law Firm after a car accident in Texas, we go to work immediately so you don’t have to fight alone.
We Take Over the Fight With the Insurance Company
Our team:
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Investigates the crash – obtains the police report, body cam, dash cam, and surveillance when available
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Preserves critical evidence – photo/video footage, vehicle data, black box data, 911 audio, and more
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Interviews witnesses before memories fade
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Works with your doctors to document your injuries and limitations
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Builds a clear, compelling story of how the crash changed your life
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Handles all communications and negotiations with the insurance companies
We Focus on Results — Not Excuses
With years of experience helping injured Texans, Rad Law Firm has built a reputation for aggressive, results-driven representation in Dallas–Fort Worth and statewide.
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Free consultations
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No upfront fees
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No fee at all unless we win money for you
Injured in a car accident in Dallas, Fort Worth, Plano, Arlington, Irving, Frisco, or anywhere in Texas?
Call 972-661-1111 or contact us through our website for immediate help.
What To Do (and What NOT To Do) After a Texas Car Accident
7 Smart Things To Do
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✅ Get medical treatment fast and follow all medical advice
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✅ Keep a symptom journal – note pain levels, limitations, missed work
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✅ Save all paperwork – bills, receipts, pay stubs, claim letters
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✅ Take photos of injuries and how they progress or heal
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✅ Tell your doctors everything about your pain and limitations
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✅ Contact Rad Law Firm quickly so we can guide each step
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✅ Be honest and consistent with your medical providers and lawyer
7 Costly Mistakes To Avoid
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❌ Saying “I’m fine” or “I’m not hurt” at the scene or to adjusters
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❌ Skipping medical appointments or stopping treatment early
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❌ Posting accident or injury details on social media
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❌ Giving a recorded statement without a lawyer
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❌ Accepting the insurance company’s first settlement offer
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❌ Trying to “tough it out” instead of documenting your pain
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❌ Waiting months to talk to a lawyer
One bad decision early on can cost you thousands of dollars—or more. Don’t give the insurance company that advantage.
Injured in a Car Accident in Dallas–Fort Worth or Anywhere in Texas? Call Rad Law Firm Today
You didn’t ask to be hit by a careless or reckless driver. But you can choose how you respond.
You can:
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Try to handle the claim alone, while you’re in pain and under stress, hoping the insurance company will “do the right thing.”
Or you can:
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Put a Texas car accident law firm on your side that knows how to apply pressure, build leverage, and drive your claim toward the maximum compensation you deserve.
At Rad Law Firm:
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We represent injured people in Dallas, Fort Worth, Plano, Irving, Arlington, Frisco, and across all of Texas.
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We handle car, truck, motorcycle, rideshare, pedestrian, and other serious injury claims.
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We offer free consultations and no fee unless we win.
Call Rad Law Firm now at 972-661-1111 or visit our website to schedule your free case evaluation.
Let us take on the insurance company. You focus on getting better.
Frequently Asked Questions About Texas Car Accident Injuries
Do I really need a lawyer after a car accident in Texas?
If you have any injuries at all, it’s usually a mistake to handle a Texas car accident claim alone. Insurance adjusters are trained to:
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Minimize your injuries
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Question your medical treatment
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Blame you for part (or all) of the crash
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Push you into cheap, fast settlements
A lawyer levels the playing field, protects your rights, and fights for full compensation, not just what the insurance company wants to pay.
How long do I have to file a car accident claim in Texas?
In most cases, you have two years from the date of the crash to file a personal injury lawsuit in Texas.
However, you should never wait that long to talk to a lawyer. Evidence goes missing, witnesses move, and critical deadlines (especially against government entities) can be much shorter.
What if I was partly at fault for the accident?
You may still have a case. Under Texas’s modified comparative negligence rule, you can recover compensation as long as you are less than 51% at fault. Your recovery is reduced by your percentage of fault.
Insurance companies often try to exaggerate your fault. We push back with evidence, investigation, and expert analysis to keep your percentage as low as possible.
What if the other driver doesn’t have insurance or doesn’t have enough?
You still have options. You may be able to recover through:
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Uninsured/Underinsured Motorist coverage (UM/UIM)
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Personal Injury Protection (PIP)
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MedPay or health insurance
We’ll review all available policies and explain your options in detail.
How long will my Texas car accident case take?
It depends on:
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How severe your injuries are
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How long your medical treatment takes
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How clear fault is
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Whether the insurance company is reasonable or stubborn
Some cases settle in a few months after you finish treatment. Others require filing a lawsuit and can take longer. Our goal is to move your case forward aggressively while not letting the insurance company rush you into a lowball settlement.
How much does it cost to hire Rad Law Firm?
You pay nothing up front.
Rad Law Firm works on a contingency fee in car accident cases:
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No fee unless we win money for you
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We advance the costs necessary to build your case
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Our fee is a percentage of the amount we recover
If we don’t win, you don’t owe us an attorney’s fee. It’s that simple.
Should I accept the insurance company’s first offer?
Almost never. Early offers are often designed to:
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Close your claim quickly
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Cut off your ability to seek more money later
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Lock you into a low settlement before you know the full extent of your injuries
Always talk to a Texas car accident lawyer before signing anything or accepting money.
Injured in a car accident in Texas? Call Rad Law Firm at 972-661-1111 right now for your free case review.
You get one shot at this claim—make it count.
Call right now for your free, no-obligation consultation 24/7. No fee unless we win.
No excuses. No delays. Just results.